What happens after I file for bankruptcy?

Shortly after the petition is filed, a Chapter 13 trustee is appointed and the court will issue a Notice of Chapter 13 Bankruptcy Case, Meeting of Creditors & Deadlines.  This notice is sent to all creditors in the case and contains the following  information:

  • Debtor’s name and address
  • Date/time/location of the First Meeting of Creditors (also known as 341 Meeting)
  • Deadline for creditors to file a proof of claim, if it appears there will be assets that can be liquidated to pay creditors.
  • Deadline to file a complaint objecting to discharge or dischargeability of debts
  • Deadline to object to the property you claimed as exempt

Note: Please read the notice carefully.  The meeting may not be held in the courthouse, but may be held at another location.