What forms do I have to file?

The table below lists all the forms that must be filed to commence a Chapter 13 case.

Click here for more information on Required Lists, Schedules, Statements and Fees

Note: The Bankruptcy Court Clerk’s Office does not maintain hard copies of the official forms required for filing bankruptcy, but they may be downloaded from our website, www.njb.uscourts.gov.  They may also be purchased from any office supply store.   Please be sure to sign all documents where applicable.  Proper signatures are required to process all paperwork.  If a married couple files a joint case, both spouses must sign wherever a signature is required.

Official Form B1 - Voluntary Petition This form is used to commence a voluntary case under Chapter 7, 11, 12, or 13 of the Bankruptcy Code.  Please note that only the last 4 digits of your Social Security number are entered on this form.
Official Form B21 - Statement of Social Security Number (also referred to as Social Security Number Declaration) This form is used to provide the court with the debtor’s full 9 digit Social Security number OR to indicate that the debtor does not have a Social Security number.  To comply with privacy guidelines, this form does not become part of the official court record.
Credit Counseling Certificate

This is NOT a court form and cannot be obtained from the court.  This certificate is issued by the credit counseling agency upon completion of the briefing.  Click here to locate an approved credit counseling agency.

Note: The credit counseling agency may provide a Debtor Repayment Plan.  This is NOT a required form, but if the debtor receives this form from the agency, it should be filed with the petition.

There are limited exceptions to the credit counseling requirement. **See Exhibit D below for more information.

Exhibit D - Individual Debtor’s Statement of Compliance with Credit Counseling Requirement


This form is in addition to the Credit Counseling Certificate.  If you are filing a joint debtor case, each debtor must file Exhibit D. 

** For an extension of time to file a Credit Counseling Certificate, see Box 3 of Exhibit D which states the debtor requested counseling from an approved agency, but was unable to obtain services within 7 days of the request.

**If you are not required to receive credit counseling, see Box 4 which states the debtor is not required to receive credit counseling because of incapacity or disability (defined in 11 U.S.C.  §109(h)(4)) or active military duty in a military combat zone.

Photo Identification



Official Form 22C - Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income

Debtor must file statement with amount of monthly net income, itemized to show how amount is calculated.

Director's Form B201A Notice to Consumer Debtor Under §342(b) of the Bankruptcy Code and

B201B Certification of Notice to Consumer Debtor(s) Under § 342(b) of the Bankruptcy Code

These forms must be completed if the debtor is not represented by an attorney (pro se) OR  has retained the services of a bankruptcy petition preparer.

Official Form 19 - Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer (11 U.S.C. §110) and Notice to Debtor by Non-Attorney Bankruptcy Petition Preparer

This form is only required if the debtor has retained the services of a bankruptcy petition preparer.  This form must be submitted with every document prepared and filed by a bankruptcy petition preparer.  This form states that the bankruptcy petition preparer is not an attorney and must not give legal advice pursuant to §110 of the Bankruptcy Code amended by BAPCPA.

Official Form B6 - Summary of Schedules (Includes Statistical Summary of Certain Liabilities and Related Data 28 U.S.C. §159)


Both pages of this document are required.  Failure to file either page will result in the issuance of a Deficiency Notice and dismissal of the case if not filed within 14 days of the petition.

Official Form B6A - Schedule A Real Property

List all real property in which the debtor has any legal, equitable, or future interest.

Official Form B6B -Schedule B Personal Property

List all of the debtor’s interests in personal property.

Official Form B6C - Schedule C Property Claimed as Exempt

List all property which debtor claims as exempt. You must also include the market value of the property.

Official Form 6D - Schedule D Creditors Holding Secured Claims

List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deeds of trust, and other security interests.

Click here for definition of secured creditor.

Official Form 6E - Schedule E Creditors Holding Unsecured Priority Claims

List all creditors holding claims entitled to priority. Only holders of unsecured claims entitled to priority should be listed in this schedule.  Click here for definition of priority claim.

Official Form 6F - Schedule F Creditors Holding Unsecured Nonpriority Claims

List all creditors holding unsecured claims without priority against the debtor or the property of the debtor, as of the date of filing of the petition.

Click here for definition of unsecured claim.

Official Form 6G - Schedule G Executory Contracts and Unexpired Leases


List all executory contracts of any nature and all unexpired leases of real or personal property. Indicate whether debtor is the lessor (landlord)  or lessee (tenant) of a lease.  Click here for a definition of executory contracts.  

Official Form 6H - Schedule H Codebtors

List any person or entity, other than a spouse in a joint case, that is also liable on any debts listed by debtor in the schedules of creditors.

Official Form 6I - Schedule I Current Income of Individual Debtor(s)

List all current income. The column labeled “Spouse” must be completed in all cases filed by joint debtors and by every married debtor, whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.

Official Form 6J - Schedule J Current Expenditures of Individual Debtor(s)


List estimated average or projected monthly expenses of the debtor and the debtor’s family at the time the petition is filed.

List of All Creditors (commonly referred to as the Creditor Matrix). D.N.J. LBR 1007-2



If your List of Creditors contains 20 or more creditors you must submit both a paper copy and a CD-Rom containing the List.  See also Specifications For Submitting Scheduled Creditors.

Official Form 7 - Statement of Financial Affairs

This form includes a listing of income from employment and income other than from employment, list of payments to creditors, gifts, repossessions, foreclosures etc.

Local Form 8 - Chapter 13 Plan & Motions

Repayment plan submitted for court approval which provides payments of fixed amounts to the trustee on a regular basis.