Instructions for Conventional Filers or Debtors Without an Attorney

Click here to download the latest version of Adobe Reader.


To enter data into the fields of the questionnaire, follow the steps below.

STEP 1 Open the Reaffirmation Agreement Package by clicking here.

STEP 2 Place your cursor in the first fillable form field and begin typing. NOTE: When hovering over, or in, a fillable field your cursor will change from a "hand" to an "I-beam". 





•You can go from field to field by pressing the [TAB] key or you can use your cursor to click on a field.
•To go back to a field, press the [TAB] key and the [SHIFT] key simultaneously.
•To check a box, press the [ENTER] key, [SPACE BAR], or use the cursor to click inside the box.
•Hover your cursor over a field to see an explanation, or example, of the information needed in that field


As mentioned on the previous page, completing the fields on the Questionnaire will populate all the fields and check boxes in the rest of the document. When all the questions on pages one through four are answered, review the questions on the remaining pages to ensure all the fields are completed.

IMPORTANT: Be sure the correct Presumption of Undue Hardship
box is checked on page 1 of the Reaffirmation Documents.

If the debtor completes their portion of the Package using Adobe Reader, they can then email the PDF file and mail the signed hard copy to the creditor's attorney. Upon receipt of the emailed Reaffirmation Package, open the PDF file and save it by clicking the File pull-down menu, and clicking Save. Only the Reaffirmation Agreement Cover Sheet and the Reaffirmation Documents must be filed. To delete the Questionnaire from the package, take the following steps:

STEP 1 Click the Document pull-down menu in Adobe Acrobat and select Delete Pages as shown in Figure 3.  

STEP 2 Enter 1 and 4 in the From and To fields of the Delete Pages window, as shown in Figure 4. Click OK to delete.  

STEP 3 Confirm that page 1 of the Package is now the Reaffirmation Agreement Cover Sheet.

To add hand-signed signature pages to the document, scan the pages containing signatures and save them to your computer. To add those pages to the document take the steps outlined below.

STEP 1 Go to the page in the package you want to replace.

STEP 2 Click the Document pull-down menu and select Replace Pages, as shown in Figure 5.

STEP 3 The Select File With New Pages window will display. Navigate to the file(s) containing the signatures; double-click the file containing the new signature page. See Figure 6.

STEP 4 The Replace Pages window will display, as shown in Figure 7. Click OK to replace the page.  

STEP 5 Confirm that the page has been replaced.

NOTE: Repeat the steps above to replace other signature pages as desired. As an alternative to replacing pages, you may upload the signature pages as attachments to the Reaffirmation Agreement during the filing process.

Just prior to electronically filing the Reaffirmation Documents/Cover Sheet, the file must be "flattened" so it is no longer fillable. To do so, click the File pull-down menu and select Print. Select Adobe PDF as the printer and click OK. Save the document to your computer .......... and it is ready to file!!!